Background infromation about the report

This Annual Report (hereinafter — the Report) is Sberbank’s first integrated report. In addition to core business performance, it discloses Sberbank’s business approaches with a view to corporate social responsibility.

The reporting period is the year ending 31 December 2011. To ensure comprehensive coverage of certain material issues, some sections of this Report contain information from previous periods.

This Report does not constitute or form part or all of, and should not be construed as, any offer of, or any invitation to sell or issue, or any solicitation of any offer to purchase, subscribe for, underwrite of otherwise acquire, or a recommendation regarding, any shares or other securities representing shares in, or any other securities of the Bank, or any member of the Bank’s group, nor shall it or any part of it nor the fact of its presentation or distribution form the basis of, or be relied on in connection with, any contract or any commitment whatsoever or any investment decision.

The information in this Report may include forward-looking statements. Forward-looking statements include all matters that are not historical facts, statements regarding the Bank’s intentions, beliefs or current expectations concerning, among other things, the Bank’s results of operations, financial condition, liquidity, prospects, growth, strategies, and the industry in which the Bank operates. By their nature, forward-looking statements involve risks and uncertainties, because they relate to events and depend on circumstances that may or may not occur in the future.

The Bank cautions you that forward-looking statements are not guarantees of future performance and that its actual results of operations, financial condition and liquidity and the development of the industry in which the Bank operates may differ materially from those made in or suggested by the forward-looking statements contained in this Report. In addition, even if the Bank’s results of operations, financial condition and liquidity and the development of the industry in which the Bank operates are consistent with forward-looking statements contained in this Report, those results or developments may not be indicative of results or developments in future periods.

The information and opinions contained in this Report are provided as at the date of this report and are subject to change without notice.

    History

My Annual Report

Your page has been added successfully