Amounts due to customers

Breakdown of amounts due to customers is presented in the table below.

RUB million As of 31 December 2011 As of 31 December 2010 Change, %
  Amount % of amount Amount % of amount  
Due to individuals
Current accounts 1,077,039 13.6 785,750 11.8 37.1
Deposits 4,649,280 58.6 4,048,709 60.9 14.8
Total 5,726,319 72.2 4,834,459 72.7 18.4
Due to corporate customers
Current accounts 1,372,356 17.3 1,199,581 18.0 14.4
Deposits 833,458 10.5 617,091 9.3 35.1
Total 2,205,814 27.8 1,816,672 27.3 21.4
TOTAL 7,932,133 100.0 6,651,131 100.0 19.3

As of 31 December 2011, amounts due to individuals and corporate customers increased by 19.3% to RUB 7,932.1 billion. The share of amounts due to corporate customers in the total amount due to customers increased by 0.5 p.p. to 27.8%, while the share of amounts due to individuals in the total amount due to customers fell to 72.2%.

In 2011, the structure of amounts due to individuals and corporate customers changed in slightly compared to 2010. Term deposits make up 69.1% of amounts due to customers and the share of current accounts increased by 1.1 p.p. to 30.9%.

The Russian Ruble (RUB) is the Group’s major funding currency with 81.7% of amounts due to individuals and corporate customers denominated in Russian Rubles. At year-end, the share of amounts due to customers denominated in Russian Rubles decreased by 0.7 p.p.

    History

My Annual Report

Your page has been added successfully